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Fear mongering and how it affects real estate right here in Oakville

The real estate market is as much about psychology as it is about numbers. Here in Oakville, I see buyers hesitating on the sidelines—not because there aren’t great homes available, but because fear has crept in and taken hold.

When headlines scream uncertainty, it’s natural for people to pull back. But fear has a way of distorting reality. Right now, some of the best homes in Oakville are on the market at deeply discounted prices. Sellers are motivated, inventory is healthy, and interest rates—while not at historic lows—are already trending toward more favourable levels as the Bank of Canada continues its cutting cycle.

The irony is this: buyers often wait until they see others jumping back into the market before they feel confident enough to make a move. By then, competition returns, bidding wars resurface, and the window of opportunity has quietly closed. Too many times I’ve heard people say, “If only I had bought last year.”

Fear mongering feeds the cycle. Media stories focused on doom-and-gloom create paralysis, but the truth is that real estate wealth is built during moments of hesitation, not frenzy. Oakville has always been a blue-chip market with strong fundamentals: world-class schools, lakefront living, and a community that consistently draws national and international interest.

The question is simple—do you want to buy when everyone else is rushing in, or do you want to quietly secure the best opportunities before the crowd shows up?

If you’re waiting for the “perfect” time, you’ll never find it. The perfect time is when good homes are available, sellers are negotiable, and you have the ability to act. That’s right now.

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I have sold a property at 433 3240 William Coltson Avenue in Halton

I have sold a property at 433 3240 William Coltson Avenue in Halton on Aug 7, 2025. See details here

Welcome to The Greenwich by Branthaven, where modern design meets everyday comfort in this brand-new, never-lived-in 1 bedroom + den condo located in the heart of North Oakville. Thoughtfully laid out with a spacious open-concept floor plan, this suite offers clean lines, upgraded finishes, and smart technology throughout. The bright and airy living area flows into a sleek, modern kitchen featuring upgraded cabinetry, quartz counters, a full-size stainless steel appliance package, and plenty of space for entertaining or relaxing at home. The den adds valuable flexibility perfect for a home office, study nook, or even a guest space. Youll also enjoy the convenience of in-suite laundry, underground parking, and a private locker for extra storage. This boutique-style building delivers impressive amenities: Fully equipped fitness studio, Yoga/stretch room, Media and social lounges, Stylish rooftop terrace with seating areas, Pet wash station, Secure entry and modern common spaces. Located in a vibrant and growing part of North Oakville, youre just minutes from Sheridan College, Uptown Core shops and restaurants, public transit, major highways, parks, and everyday essentials. Whether you're a first-time buyer, professional, investor, or looking to downsize without compromise

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I have sold a property at 409 15 RICHARDSON Street in Toronto

I have sold a property at 409 15 RICHARDSON Street in Toronto on Aug 5, 2025. See details here

Furnished Waterfront Luxury at Empire Quay House Experience refined lakefront living in this beautifully furnished, brand-new 1-bedroom suite at the prestigious Empire Quay House. Designed for comfort and convenience, this stylish residence offers modern finishes and an exceptional location in Toronto's vibrant waterfront district. Situated just steps from Sugar Beach and the Distillery District, and minutes from the St. Lawrence Market, Scotiabank Arena, Union Station, and directly across from George Browns Waterfront Campus, this is truly city living at its finest. Quick access to TTC transit and major highways ensures seamless travel wherever you need to go. Enjoy premium amenities, including: A fully equipped fitness centre Elegant party lounge with bar and catering kitchen Outdoor courtyard with dining spaces and BBQ stations A dog-friendly green space for your four-legged companion Whether you're a student or a professional seeking a turn-key home in a prime location, this furnished suite delivers luxury, lifestyle, and the convenience of move-in-ready living right on Toronto's waterfront

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New property listed in Oakville

I have listed a new property at 614 2450 Old Bronte Road in Halton. See details here

Welcome to one of Oakvilles most distinctive new buildings, The Branch, just completed last year and unlike anything else in town. This stylish sixth-floor suite offers panoramic views of the Westmount community from your own private balcony, giving you a peaceful backdrop to your daily life. Inside, the space is bright and thoughtfully laid out with 9-foot ceilings, floor-to-ceiling windows, and an open-concept design that feels both modern and inviting. The kitchen features sleek white cabinetry, with a built-in fridge and dishwasher that blend seamlessly behind cabinet-matched facades clean, minimalist, and elegant. But what truly sets this building apart are the exceptional amenities that rival luxury resorts: an Olympic-sized swimming pool and a full-scale fitness centre not just a small room with a few weights both overlooking an expansive outdoor terrace. Host unforgettable gatherings in the indoor/outdoor BBQ kitchen and party room, or book one of the guest suites for overnight visitors. You'll also find a dog washing station, secure parcel delivery room, library-style foyer, and beautifully designed entertainment lounges. Set in the heart of the Preserve, you're surrounded by parks, trails, shopping, and great schools all within easy reach. Whether you're a first-time buyer, downsizer, or investor, this is your opportunity to own in one of Oakvilles most impressive and unique new communities.

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I have sold a property at 1247 Stirling Todd Terrace in Halton

I have sold a property at 1247 Stirling Todd Terrace in Halton on Sep 4, 2025. See details here

Brand new 5 bedroom executive home backing onto green space in Milton's most easterly neighbourhood within a short walk from Craig Kielburger High School featuring Milton's only I.B.(International Baccalaureate) program. This elevated family home includes extra wide open pore engineered hardwood floors, full chef's kitchen featuring enormous kitchen island for family and friends to gather around. The kitchen overlooks the great room and both overlook the private backyard featuring forest views. The main floor also features a den, typically used as a convenient home office or library plus a formal living room and a separate dining room in addition to the large breakfast area off the kitchen. The second level continues to impress with 5 bedrooms and 3 full bathrooms. The Primary bedroom overlooks the backyard and features 2 separate walk-in closets as well as a wonderful 7 piece ensuite bathroom. The 2nd and 3rd bathrooms share a Jack & Jill 5 pc ensuite bathroom, while the 4th and 5th are spaced apart sharing a 5 pc bathroom with hallway access. Conveniently located family home full of upgrades located on a quiet street in East Milton, backing onto beautiful forest views.

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July 2025 Market Report: Why the Headlines Don’t Tell the Whole Story

It’s easy to feel uncertain about real estate right now. News reports talk about inflation, stalled interest rate cuts, and trade tensions — all of which can sound like reasons to wait.

But real estate is local, and perspective matters.

A recent Globe and Mail article summed up the issue well: while Canadian steel and aluminum are being hit by U.S. tariffs, the USMCA (United States-Mexico-Canada Agreement) is doing what it was designed to do — protect the broader economy.

In fact, the average U.S. tariff rate on Canadian goods remains under 4%. That’s far from a trade war — and unlikely to cause any real shock to Canadian housing markets.

So while the headlines may stir anxiety, the local numbers tell a more balanced story:


July 2025 Snapshot – Oakville, Burlington & Milton

CityActive ListingsHomes Sold (July)Avg. Price (July)Median Price (July)YTD SalesAvg. Price (YTD)
Oakville 1,207 217 $1,544,285 $1,320,000 1,529 $1,541,249
Burlington 905 246 $1,110,282 $978,350 1,424 $1,119,155
Milton 641 149 $1,085,293 $960,000 1,097 $1,085,725

Detached Home Prices – July 2025

CityDetached Sales (July)Avg. PriceMedian PricePrice Range
Oakville 110 $1,931,282 $1,575,000 $795K – $9.8M
Burlington 131 $1,432,021 $1,265,000 $783K – $9.5M
Milton 89 $1,261,117 $1,181,000 $745K – $3.3M

Detached homes continue to lead the way in terms of value and activity, especially in Oakville’s luxury segment.


️ Other Key Segments

  • Townhomes (Attached/Row):

    • Oakville: $1.1M avg

    • Burlington: $927K avg

    • Milton: $918K avg

  • Condo Apartments (Median Prices):

    • Oakville: $651K

    • Burlington: $520K

    • Milton: $567K

  • Condo Townhouses & Semis:

    • Offering strong value for those seeking more space.


What This Means for Buyers & Sellers

While many people are letting fear guide their decisions, the fundamentals of the Halton market remain solid:
✅ Strong buyer demand
✅ Stable pricing
✅ Low risk of major economic fallout from tariffs

This kind of market rewards confidence backed by strategy. With fewer competitors and balanced inventory levels, the door is open for smart, well-prepared buyers and sellers.


Want to Explore Your Options?

Whether you’re moving, investing, or just evaluating your next step — I can help you make sense of the numbers and move forward with clarity.

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Weekly Real Estate Market Snapshot: Oakville, Burlington & Milton – July 11, 2025

It’s been a steady, watchful week in the Halton real estate market. Here’s what’s been happening in Oakville, Burlington, and Milton:

Oakville
Oakville saw 179 new listings in the past 7 days. Meanwhile, 49 homes sold firm and another 49 sold conditionally. With nearly 500 active listings, buyers are gaining leverage. The market is moving, but not quickly—motivated sellers are having to price strategically and adjust based on feedback and competing listings. Well-priced homes still sell, but the margin for error is narrowing.

Burlington
In Burlington, 125 new listings hit the market and 60 sold firm, with 49 more conditionally sold. While inventory is rising, homes under $1M—particularly freehold townhomes and smaller detached properties—are seeing consistent activity. Buyers are active, but selective. Sellers who are holding too high on price are being left behind.

Milton
Milton continues to punch above its weight. With 110 new listings, 48 firm sales, and 40 conditional sales, turnover remains healthy. Active inventory is just over 300 listings, so the absorption rate here is stronger than in the other two markets. Properties between $600K and $900K are seeing the most action, especially for first-time buyers and investors.

What Does This Mean Going Forward?
The overall market across all three cities is shifting into more balanced conditions. Buyers are being cautious and taking their time. If you're thinking of selling, your home needs to be priced right, marketed well, and show its best from day one. If you’re buying, there’s more choice now, but that may not last if interest rates drop later this year.

Would you like a breakdown for your specific neighbourhood or property type? Just reach out—I’m happy to provide you with a detailed update.

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Halton Market Update – June 2025

Oakville | Burlington | Milton
By Michael Englund – Real Estate & Mortgage Advisor

As we close the first half of 2025, market activity across Oakville, Burlington, and Milton continues to reflect a rebalancing after the aggressive rate tightening of the past couple years. June showed some important signals — both for homeowners wondering about property values, and buyers trying to decide if now is the time to move.

Let’s break it down city by city.


Oakville

Oakville remains the most expensive of the three markets, particularly in the detached segment, where the median price for a detached home was $1.79M. That’s up slightly from May, and well above last year’s median, despite slower sales volume. Inventory levels are still climbing, with 731 detached listings compared to just 124 sales. That’s over 5.8 months of inventory, putting Oakville firmly in balanced-to-buyer's market territory.

Condo apartments, by contrast, are showing real value right now with a median price of $562K, likely due to soft demand and oversupply. That segment could present an opportunity for first-time buyers or investors.

What it means: Sellers need to be strategic — pricing and presentation matter more than ever. Buyers, meanwhile, are regaining leverage and should be confident negotiating.


Burlington

Burlington's market is trending more steadily. Detached homes saw 125 sales at a median price of $1.25M, with 479 active listings. Compared to Oakville, that's a tighter ratio, suggesting more balanced market conditions.

Condo apartments and townhouses remain more affordable here than Oakville, with median condo prices around $540K–$765K. Activity is healthy but not overheated, giving buyers more room to explore without urgency.

What it means: Burlington continues to attract move-up buyers and downsizers looking for lifestyle value. The pace is stable, and pricing remains more resilient than in Oakville.


Milton

Milton is seeing the most consistent buyer activity relative to its size. Detached home sales came in at 87 units, with a median price of $1.22M — very close to last month. With 338 active detached listings, the supply-to-sales ratio is hovering around 3.9 months of inventory, which leans toward a balanced market.

Townhouses and semis remain very active here, with median prices under $900K, making them highly attractive to first-time buyers and young families.

What it means: Milton continues to shine as a value-driven alternative for buyers who are priced out of the more expensive Oakville and Burlington markets. New construction and newer infrastructure make it popular with young families and newcomers.


Overall Trends & Outlook

  • Inventory is growing faster than sales in most categories, especially in the higher price points

  • Median prices are holding steady, showing the market isn’t collapsing — but competition is increasing

  • Buyers are cautious but engaged, especially when homes are well-priced and show well

  • Sellers must be realistic and avoid outdated pricing expectations from the 2021–2022 boom

With interest rates expected to decline again later this year, we may see buyer demand pick up — especially if sellers adjust pricing in response to current conditions.

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 Oakville Real Estate Market Update – Week of June 21–27, 2025

This Week’s Snapshot:

  • New Listings: 189

  • Price Changes: 91

  • Sold Firm: 57

  • Sold Conditional: 50

  • Expired Listings: 6

  • Suspended Listings: 19

  • Terminated Listings: 112


What This Tells Us

This week, Oakville saw another wave of new inventory, with 189 new listings added — a strong number that reflects continued seller confidence. But the standout stat is the 91 price changes, which indicates growing pressure on sellers to adjust expectations in response to increased supply and buyer hesitation.

We’re also seeing a near-even split between firm sales (57) and conditional sales (50) — suggesting that buyers are engaging, but often still negotiating on terms or requiring financing/inspection time.

The 112 terminated listings and 19 suspended properties signal some sellers may be pulling back temporarily due to lack of activity or reassessing their pricing strategy.


Market Direction

Inventory continues to build, and while sales are steady, they aren’t keeping pace with new supply. That’s keeping us in buyer’s market territory overall — but with signs of balance forming in certain pockets (particularly with competitively priced, move-in-ready homes).


Advice for Buyers & Sellers

Buyers:
There is opportunity in this market, especially if you’re well-prepared and pre-approved. Inventory is high, and price flexibility is showing. If rates ease again later this year as expected, competition may return.

Sellers:
Pricing strategy is everything right now. Homes that are turnkey and priced realistically are still selling. Don’t chase the market down — position your home to be the next one to go, not the next one to reduce.

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Burlington Real Estate Market Update – June 21–27, 2025

This Week’s Activity:

  • New Listings: 125

  • Price Changes: 64

  • Firm Sales: 61

  • Sold Conditional: 54

  • Expired: 4

  • Suspended: 6

  • Terminated: 57


What’s Going On in Burlington?

The market in Burlington continues to show strength and resilience, with firm and conditional sales (115 total) nearly matching new listings (125) — a strong signal that buyer demand remains solid.

While 64 price reductions indicate that sellers are still adjusting to market sensitivity, the absorption rate this week puts Burlington in a much more balanced position compared to Oakville.

The relatively low number of expired and suspended listings shows better pricing discipline or stronger buyer interestin this region. The 57 terminations may reflect sellers repositioning their strategy to align more competitively.


Interpreting the Trend

Unlike Oakville, which has shown more signs of buyer control in recent weeks, Burlington remains closer to a balanced market — if not tipping slightly in sellers’ favour for well-priced properties.

Buyers are acting quickly when homes are presented well and priced appropriately, particularly in the $600K–$800K range. Inventory levels are healthy, but they’re not overwhelming — yet.


What You Should Know

If you're a buyer:
This is still a window to negotiate, especially on properties that have been on the market more than a week or two — but competition is real in certain price bands. Pre-approvals are more important than ever.

If you're a seller:
The right presentation and pricing still delivers results in Burlington. Don’t assume you need to undercut the market — but do make sure your home stands out.

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 Milton Real Estate Market Update – June 21–27, 2025

This Week’s Stats:

  • New Listings: 109

  • Price Changes: 36

  • Firm Sales: 36

  • Sold Conditional: 23

  • Expired: 6

  • Suspended: 7

  • Terminated: 48


Market Insight

While new listings in Milton continue to come in steadily, this week’s data shows a noticeable dip in firm and conditional sales compared to previous weeks. Just 59 properties sold or went conditional, while 109 were newly listed — meaning buyer activity isn’t keeping pace with supply right now.

The 36 price reductions and 48 terminated listings point to sellers hitting resistance at current price levels. This is consistent with the trend we’ve seen over the past few months: sellers testing the waters, but buyers being cautious — especially without aggressive rate cuts.


Market Direction

Milton remains a soft-to-balanced market, especially in the $650K–$850K range, where there’s more inventory than demand at the moment. Many buyers are still sitting on the sidelines, waiting for better affordability or rate movement — even though this lull could represent real opportunity.

We’re also seeing a continuation of a broader trend: the effects of overbuilding over the past 20+ years, especially in areas with newer housing stock. This gives Milton a unique affordability and selection advantage — but only for buyers ready to act decisively.


What This Means for You

Buyers:
There’s leverage to be had here. With more inventory than sales, and a market that’s not moving too quickly, this is a great time to negotiate without the pressure of bidding wars. Just make sure you’re pre-approved and positioned to act when the right place hits.

Sellers:
Pricing matters — big time. If your home is presented well, shows clean, and is priced within the range of recent comparables, it will move. But expectations need to be calibrated to today’s cautious buyer.

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This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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